We know behind the scenes of local businesses are hardworking people just like us. That’s why we offer business loans, accounts, and services that are designed with business people in mind.

Lending

We offer a variety of commercial lending options for:


  1. Commercial real estate.
  2. Accounts receivable/inventory.
  3. SBA 7(a) and 504 programs.
  4. Equipment
  5. Additional needs - contact our commercial lending department at (800) 748-0451 or clending@myfpcu.com for more information.

View our Business Fee Schedule

NOTICE TO MEMBERS/CONSUMERS: Use of the above email address is not protected or encrypted. Please use the email address for general inquiry purposes only. DO NOT INCLUDE non-public, private information in any email communication sent via this email address (info@financialplusfcu.org) or to any individual employee email address of Financial Plus Credit Union. For identification purposes, and so that we may contact you, please include your name and phone number and a general description of the issue or service you are inquiring about.

Business Checking Accounts

Free Business Checking Premier Business Checking
Minimum Opening Deposit $25 Checking; $25 Savings $500 Checking; $25 Savings
Minimum Average Monthly Balance $0 Checking; $25 Savings $10,000 Checking; $25 Savings
Monthly Service Fee*
FREE with e-statements, otherwise $10.00 Free if minimum average monthly balance above is maintained otherwise $25.00
Transaction Fee**

Each deposit counts as one transaction with unlimited number of items in each deposit.

$0.25 each
(First 100 per month are FREE)
$0.25 each
(First 200 per month are FREE)
Interest/Dividends None Tiered rate for balances above $1,500 (see checking rates below)
Phone Banking

(telephone audio response system)

FREE FREE
Online Banking FREE FREE
E-statements

(access monthly statements online and more)

FREE

(Required to waive service fee)

Optional/FREE
BillPlay**

(online bill payment)

FREE*** FREE***
Debit Card FREE (Nominal replacement free for lost/damaged cards. See business fee schedule.) FREE (Nominal replacement free for lost/damaged cards. See business fee schedule.)

*Service fee waived when minimum requirement is met.
**Transaction Fee waived for electronic transactions (ACH debits/credits, POS & debit card purchases, Online Banking & Phone Banking transfers, and BillPay Plus payments). Other items such as ATM transactions and paper checks written from an account are counted as a transaction that could trigger a fee if the account is over the monthly transaction limit.
***Other fees such as expedited payments may be applicable. Please refer to the fee schedule.




Business Savings (Share) Account

  • The cornerstone of your membership at Financial Plus.
  • Tiered dividend rates based on daily account balances.*
  • Click here for our current rates.

*Daily balances less than $1,500 do not earn interest.

Business Hi-Yield Money Market Account*

  • Higher tiered dividend rates that a business savings account.
  • Dividends paid monthly.
  • Funds remain liquid.
  • Click here for our current rates.

*Business member must have a regular business share account with a minimum of $25 opening deposit.

Business CDs*

  • Terms as short as 90 days and as long as 60 months.
  • Fixed dividend rates.
  • Click here for our current rates.

*Business member must have a regular business share account with a minimum of $25 opening deposit.