Requirements apply to earn 4.15% APY. Monthly minimum requirements include direct deposit of $2,500 into Elite Checking and 15 debit purchases. Must have Online Banking, e-Statements, and e-Notices. Dividends paid at month-end on daily balance up to $10,000. A 0.25% APY will apply to balances over $10,000. A 0.00% APY will apply in months where all requirements are not met. If requirements are not met for 6 (six) consecutive months, the account will be changed to Free Checking. APY current as of 1/1/20. Rates subject to change. Limit one Elite Checking account per primary member. Business accounts do not qualify. Some restrictions apply. See Credit Union for complete details.
MEMBER LOYALTY RATE DISCOUNTS
Must be a Financial Plus member who has established relationship for 30 days prior to loan contract to qualify for Loyalty Discounts. Refinances of eligible Financial Plus Credit Union loan(s) qualify for member discount at today’s rates. The Loyalty Discounts exclude lines of credit, mortgage, home equity, commercial and other unsecured loans. Direct Deposit of the payroll is required. If Direct Deposit and Auto Pay requirements are not maintained, you will be subject to a Direct Deposit/Auto Pay Cancellation Fee in the amount of $125.00. Some restrictions apply. See Credit Union for complete details.
VISA PLATINUM CREDIT CARD 1% CASH BACK
Reward dollars expire at end of monthly billing cycle four years after they are earned. Rewards are earned each month and your total accumulated dollars are reported monthly on your Financial Plus Visa Platinum statement. Upon closure of Visa Platinum credit card account, all Reward dollars will be void and ineligible for redemption.
MORTGAGE - $500 OFF CLOSING COSTS
Equal Housing Opportunity. Lender credit towards closing costs is one time only per household. All applications must be received between 3/15/2019 through 3/31/2020 in order to qualify for this offer. Credit will be applied at time of closing. Home Equity Loans and loans referred to Member First Mortgage do not qualify for offer. Member First Mortgage NMLS License #149532.