Elite Checking

Earn 4.15% APY* on balances up to $10,000.

Account details
Dividends	Click here to view rate sheet.
Minimum Monthly Direct Deposit into Elite Checking	$2,500
Minimum Initial Deposit	None
Minimum Daily Balance Required	None
Monthly Account Fee	None
Check Orders	Ask for check pricing
eDocuments	Free (Electronic statements and notices required)
ATM Surcharge Reimbursement	None (Avoid ATM surcharges by using Co-Op Network ATMs)
Digital Banking	Free (Required to receive eDocuments)
Mobile Banking & Remote Deposit Capture (RDC)**	Free
Debit Card^	Free (Minimum requirement of 15 card purchase transactions per month)
Payments	Free
Benefits Plus® Our live-better-for-less checking enhancement program!	Enhance your checking account with Benefits Plus for just $6.95/month. Click here for more details.

click to apply now

*APY = Annual Percentage Yield. Requirements apply to earn 4.15% APY. ATM transactions are not included in the required debit card purchase transactions. Dividends paid at month-end on daily balance up to $10,000. A 0.05% APY will apply to balances over $10,000.  A 0.00% APY will apply in months where all requirements are not met. If requirements are not met for 6 (six) consecutive months, the account will be changed to Free Checking. Limit one Elite Checking account per primary member. Business accounts do not qualify. Some restrictions apply. See Credit Union for complete details.

**Must meet the requirements for Remote Deposit Capture (RDC).

^Fee for replacement of lost/damaged debit cards (refer to fee schedule). See Credit Union for complete details.
Click here to see our fee schedule.

Everyday discounts, special offers and services are available to members with Benefits Plus® Checking. Nominal fee of $6.95 will be charged on the last day of each month. If checking is closed or member cancels Benefits Plus® within six months of enrollment date, an early termination fee of $25 will be charged. See Credit Union for additional details.

Tiered-Rate Checking

Earn higher dividend rates and get free checks.

Account details
Dividends	Click Here to View Rate Sheet.
Minimum Initial Deposit	$1,000
Minimum Daily Balance Requirement	$1,000
Monthly Account Fee	None if Minimum Daily Balance is met; otherwise $10/month
Check Orders	Free Checks (Fee for shipping applies)
eDocuments	Free (Access statements and receive notices digitally)
ATM Surcharge Reimbursement*	Reimbursed up to $5.00/month (Surcharges at ATM locations other than Financial Plus and Co-Op Network. Avoid ATM surcharges by using Co-Op Network ATM locations)
Online Banking	Free
Online Banking and Remote Deposit Capture (RDC)**	Free
Debit Card^	Free
Payments	Free
Benefits Plus® Our live-better-for-less checking enhancement program	Enhance your checking account with Benefits Plus for just $6.95/month. Click here for more details.

click to apply now

*If all account requirements are not met for the month, account is not eligible for ATM surcharge reimbursement

**Must meet requirements for Remote Deposit Capture (RDC).

^Fee for replacement of lost/damaged debit cards (refer to fee schedule). See Credit Union for complete details. Click here to see our fee schedule.

Everyday discounts, special offers and services are available to members with Benefits Plus® Checking. Nominal fee of $6.95 will be charged on the last day of each month. If checking is closed or member cancels Benefits Plus® within six months of enrollment date, an early termination fee of $25 will be charged. See Credit Union for additional details.

High-Rate Checking

Earn money market dividend rates and get free checks.

Account details
Dividends	Money market rates on the entire balance.
Minimum Initial Deposit	$15,000
Minimum Daily Balance Requirement	$15,000
Monthly Account Fee	None if Minimum Daily Balance is met; otherwise $20/month
Check Orders	Free Checks (Fee for shipping applies)
eDocuments	Free (Access statements and receive notices digitally)
ATM Surcharge Reimbursement*	Reimbursed up to $10.00/month (Surcharge at ATM locations other than Financial Plus and Co-Op Network. Avoid ATM surcharges by using Co-Op Network ATM locations)
Digital Banking	Free
Mobile Baking & Remote Deposit Capture (RDC)**	Free
Debit Card^	Free
Payments	Free
Benefits Plus® Our live-better-for-less checking enhancement program	Enhance your checking account with Benefits Plus for just $6.95/month. Click here for more details.

click to apply now

*If all account requirements are not met for the month, account is not eligible for ATM surcharge reimbursement.

**Must meet requirements for Remote Deposit Capture (RDC).

^Fee for replacement of lost/damaged debit cards (refer to fee schedule). See Credit Union for complete details. Click here to see our fee schedule.

Everyday discounts, special offers and services are available to members with Benefits Plus® Checking. Nominal fee of $6.95 will be charged on the last day of each month. If checking is closed or member cancels Benefits Plus® within six months of enrollment date, an early termination fee of $25 will be charged. See Credit Union for additional details.

myCollege Checking

Tailored to college students setting themselves up for success.

Account details
Account Requirements:	4 or more debit card transactions per month. Must be enrolled in e-Statements.
Dividends	For daily balance over $500
Minimum Initial Deposit	None
Minimum Daily Balance Required	None
Monthly Account Fee	None if 4 or more debit card purchase transactions per month; otherwise $5/month
Check Orders	Ask for check pricing
eDocuments	Free       (Access statements and receive notices digitally)
ATM Surcharge Reimbursement*	Reimbursed up to $5/month (Surcharges at ATM locations other than Financial Plus and Co-Op Network. Avoid ATM surcharges by using Co-Op Network ATM locations)
Digital Banking	Free
Mobile Banking and Remote Deposit Capture (RDC)**	Free
Debit Card^	Free
Payments	Free
Benefits Plus Our live-better-for-less checking enhancement program	Enhance your checking account with Benefits Plus for just $6.95/month. Click here for more details.

Click to Learn More about mycollege checking 

click to apply now

*If all requirements are not met for the month, account is not eligible for ATM surcharge reimbursement. 

**Must meet the requirements for Remote Deposit Capture (RDC).

^Fee for replacement of lost/damaged debit cards (refer to fee schedule). See Credit Union for complete details. Click here to see our fee schedule. 

Everyday discounts, special offers and services are available to members with Benefits Plus® Checking. Nominal fee of $6.95 will be charged on the last day of each month. If checking is closed or member cancels Benefits Plus® within six months of enrollment date, an early termination fee of $25 will be charged. See Credit Union for additional details.

E-Checking

Earn dividends while using less paper.

Account details
Account Requirements:	4 or more debit card transactions per month and must be enrolled in eDocuments to avoid fees.
Dividends	Click here to view rate sheet.
Minimum Initial Deposit	None
Minimum Daily Balance Required	None
Monthly Account Fee	None if 4 or more debit card transactions per month; otherwise $5/month
Check Orders	Ask for check pricing
eDocuments	Free              (Access statements and receive notices digitally.)
ATM Surcharge Reimbursement*	Reimbursed up to $2.50/month* (Surcharges at ATM locations other than Financial Plus and Co-Op Network. Avoid ATM surcharges by using Co-Op Network ATM Locations)
Digital Banking	Free
Mobile Banking and Remote Deposit Capture (RDC)**	Free
Debit Card^	Free
Payments	Free
Benefits Plus Our live-better-for-less checking enhancement program	Enhance your checking account with Benefits Plus for just $6.95/month. Click here for more details.

 

click to apply now

*If all account requirements are not met for the month, account is not eligible for ATM surcharge reimbursement.

**Must meet the requirements for Remote Deposit Capture (RDC).

^Fee for replacement of lost/damaged debit cards (refer to fee schedule). See Credit Union for complete details. Click here to see our fee schedule. 

Everyday discounts, special offers and services are available to members with Benefits Plus® Checking. Nominal fee of $6.95 will be charged on the last day of each month. If checking is closed or member cancels Benefits Plus® within six months of enrollment date, an early termination fee of $25 will be charged. See Credit Union for additional details.

Free Checking 

A free account with the basics.

Account details
Dividends	None
Minimum Initial Deposit	None
Minimum Daily Balance Required	None
Monthly Account Fee	None
Check Orders	Ask for check pricing
eDocuments	Free (Access statements and receive notices digitally.)
ATM Surcharge Reimbursement	None (Avoid ATM surcharges by using Co-Op Network ATM Locations)
Digital Banking	Free
Mobile Banking and Remote Deposit Capture (RDC)*	Free
Debit Card**	Free
Payments	Free
Benefits Plus® Our live-better-for-less checking enhancement program	Enhance your checking account with Benefits Plus  for just $6.95/month. Click here for more details.

click to apply now

*Must meet the requirements for Remote Deposit Capture (RDC).

**Fee for replacement of lost/damaged debit cards (refer to fee schedule). See Credit Union for complete details. Click here to see our fee schedule. 

Everyday discounts, special offers and services are available to members with Benefits Plus® Checking. Nominal fee of $6.95 will be charged on the last day of each month. If checking is closed or member cancels Benefits Plus® within six months of enrollment date, an early termination fee of $25 will be charged. See Credit Union for additional details.