With a Benefits Plus® membership, you will receive an exclusive Benefits Plus® debit card making it convenient for you to access discounts at over 700 local businesses on everyday purchases. These discounts include auto maintenance, restaurants, salons, and more!

Not only that, but you’ll also be able to protect your identity with complimentary identity theft protection. Benefits Plus® also provides full travel services with rebates and cellular phone care coverage; you’ll be surprised how many different ways you can save.

To sign up for Benefits Plus®, visit any one of our seven branch locations, or call (800) 748-0451.  

Benefits Plus® Website 

Local Discounts


Business Partner of the Month: 

Genesee and Livingston County: Dr. Wax Orthodontics
July Special Offer: $500 off braces or Invisalign*
Everyday Discount: $400 off braces or Invisalign.*

Saginaw County:
Memory Lane Cafe
July Special Offer: Buy one entree, get one half off.*
Everyday Discount: $1 off any sandwich.*

*Cannot be combined with any additional offers. Restrictions may apply. See store for complete details. Offer expires 7/31/20. 

Cellular Care Coverage 

Cell phones are essential! They’re our first line of contact, with family, with friends, for business, and for emergencies. That’s why we provide our Cellular Care Coverage to valued Benefits Plus® members, like you. Your coverage is automatic, no additional registration is required. And it will reimburse the costs associated with repairing your device if it’s damaged, no matter how the damage occurred*.

*For complete details, click button below.

Cellular Coverage Plan FAQ

Identity Theft Protection

The Identity Theft and Security Center Program, featuring Restoration Rescue®, has been designed to help you and your family avoid the fastest growing crime in the country – identity theft. You can choose to set fraud alerts on your credit files and get copies of your credit reports. You can also document your credit card information, driver's license and insurance policy numbers all in one safe location. Your personal information is maintained by you and should be kept in a safe place (not your wallet) in case you need to access it in any urgent situation.

Benefits Plus® Identity Theft Protection includes coverage to help with lost document recovery, as related to your identity theft event. Your minor children are also included in your Restoration Rescue® Program. And, if you are a victim of identity theft, Restoration Rescue® will be there to assist you.

This is a complimentary service for Benefits Plus® members that includes: 

  • Fraud Alerts
  • Junk Mail Reduction
  • Free Credit Reports
  • Identity Theft Restoration Service

Simply call our toll-free number, (866) 329-7587 and speak with a Benefits Plus® member specialist.

Travel Services & Ticket Xpress

We’re your travel advocates! Unlike other travel services, we don’t make money on what you spend.  Instead, we use all of the resources available, including the internet and “inside” travel industry trade-only connections to deliver more value for your travel and vacation dollar. We offer the guaranteed lowest rates (even including Internet rates and “specials”), plus discounts and rebates on:

  • International & Domestic Air
  • Car Rental Reservations
  • Hotel Accommodations
  • Cruises
  • CityPass®
  • & More!

Ticket Xpress

With your Benefits Plus® account, you also have access to Ticket Xpress. Ticket Xpress is a nationwide member discount program, allowing you to receive up to 50% off on
  • Attractions
  • Movies
  • Sporting Events
  • Concerts
  • Theater Events

If you need assistance booking travel services, please call our toll-free number, (866) 329-7587 and speak with a Benefits Plus® member specialist.

A nominal fee of $6.95 will be charged on the last day of each month. If checking is closed or member cancels Benefits Plus® within six months of enrollment date, an early termination fee of $25 will be charged. Not to be combined with any other offer. Your Identity Theft Restoration Service, Restoration Rescue® has been activated; your coverage begins 10 business days from the date of your enrollment.