Enjoy a checking account where your money works as hard as you do! Open an Elite Checking account and take advantage of 4.15% APY* on balances up to $10,000, no minimum balance, and no monthly service fees—because you deserve it.

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Account Requirements Include:

  • Minimum direct deposit into Elite Checking account of $2,500 per month
  • Minimum of 15 debit card purchase transactions per month (ATM transactions not included).
  • Must be enrolled in Digital Banking and eDocuments.
See example below of how your money works as hard as you do with Elite Checking:

Example based on a 31 day month Free Checking Elite Checking

Daily balance



Average monthly dividend earnings deposited
directly into your account



 Total annual earnings



Stop into any of our branch locations to apply for an Elite Checking account today! Already have a Financial Plus Checking account? Call (800) 748-0451 to upgrade to an Elite Checking account.

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*APY = Annual Percentage Yield. Requirements apply to earn 4.15% APY. Dividends paid at month-end on daily balance up to $10,000. A 0.05% APY will apply to balances over $10,000.  A 0.00% APY will apply in months where all requirements are not met. If requirements are not met for 6 (six) consecutive months, the account will be changed to Free Checking. APY current as of  11/1/20. Rates subject to change. Limit one Elite Checking account per primary member. Business accounts do not qualify. Some restrictions apply. See Credit Union for complete details.