Home Equity Loans

A home equity loan is a loan that allows you to borrow against your homes value in the form of two options:

Home Equity Loan - Fixed    Home Equity Line of Credit 

• No closing costs** 
 
(Upfront appraisal fee refunded at closing)

• Borrow up to 90% of the equity in your home

• Payment is fixed for term of the loan

• No closing costs**
  
(Upfront appraisal fee refunded at closing)

• Borrow up to 90% of the equity in your home

• Payment may change based on Prime Rate


You can use the equity in your home to:

  • Complete home improvement projects
  • Pay for your child's college education
  • Purchase a new car or boat
  • Consolidate high-interest credit cards

Want to know more about home equity loans?
 Click here to view our Home Equity Loan educational videos.

Ask us how a home equity loan might be a great solution for your financing needs. 


Apply online button  Apply by phone button  Apply in person button

Home equity loans tab


Click to View Home Equity Line of Credit Early Disclosures

Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. See Credit Union for full details. NMLS License #586579. 

**The Credit Union will not charge any closing costs on its Home Equity loans; it will, however, ask that applicants pay up-front for an appraisal, and any applicant not closing (i.e. funding) a loan will not be entitled to a refund on that appraisal fee.



Mortgage Loan Officers and NMLS Numbers:

Financial Plus Credit Union - NMLS License #586579
Rachelle Kippe - NMLS ID #423273
Brooke Taylor-Huey - NMLS #642942 
Rosemary Boan - NMLS #1531295
Heidi Zuniga - NMLS #518085
Cindy Sullivan - NMLS #629448