HOME LOANS

At Financial Plus, our home loan experts provide high-touch service and are dedicated to making your mortgage process quick and easy. We take time to consult with you and give you the best experience on your purchase or refinance from start to finish.

Finance your home with us and enjoy:

• Easy online application
• Competitive rates
• Conveniently make online payments and view loan status

Start your application online by clicking the button below or call us at (810) 244-2134 to schedule an appointment to go over your options today.

click to apply now View current rates View Mortgage Calculator

Conventional Fixed-Rate
For a fixed-rate mortgage, the Annual Percentage Rate (APR) is fixed for the entire term of the mortgage. The monthly payments will pay the mortgage down to zero by the end of the mortgage term. We offer varying terms for purchase or refinance.

Jumbo Loan
A loan where the mortgage exceeds the conventional loan limit of $510,400 for a single-family home in Michigan. Jumbo mortgages at Financial Plus are available for primary residences only, and are offered through fixed-rate terms of 15, 20, and 30 years.

Michigan State House Development Authority (MSHDA)

The MI Home Loan, combined with the Michigan Down Payment loan, is designed to make it a little easier for qualified homebuyers. With the Michigan Down Payment, qualified homebuyers can receive a loan of up to $7,500.

Rural Development (RD)

This program helps lenders work with low and moderate income households living in rural area. Eligible applicants may purchase, build, rehabilitate or improve a dwelling in an eligible rural area with 100% financing and no money down.

Mortgage tab

Additional Home Loan Tools
Home Budget Calculator

Educational Videos

Additional Resources

Mortgage Loan Officers and NMLS Numbers:

Financial Plus Credit Union - NMLS License #586579
Rachelle Kippe - NMLS ID #423273
Brooke Taylor-Huey - NMLS #642942
Rosemary Boan - NMLS #1531295
Heidi Zuniga - NMLS #518085

Equal housing opportunity. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. See Credit Union for full details. NMLS License #586579.