Are you ready to break up with your high interest rate credit cards? You deserve better! Why pay more, when you can pay less? Apply for a Financial Plus VISA Balance Transfer, and receive 0% APR* on all balance transfers completed by April 30, 2017. Click here for more information.

We enjoy giving back to our members. After all, if it wasn’t for them, we wouldn’t be a credit union. That’s why we offer great rates and 1% cash back* on all purchases made with our Plus Rewards VISA. You’ll also find that we aren’t too fond of fees around here either. Here’s the lowdown:

  • 1% Cash Back up to $500 annually for all new purchases.**
  • No annual fee.
  • No cash advance fee.
  • Low variable Annual Percentage Rates (APRs).
  • Easy payment options.
  • Available low-cost payment protection against an unplanned disability or in the event of a tragedy.
  • Redeem points easily in Online Banking, at any branch location, or by calling our call center at (800) 748-0451.
Apply Now
*The current promotional APR on balance transfers is fixed at 0.00% APR on all balance transfers completed by 4/30/17. 2.00% Visa Balance Transfer Fee. The promotional APR is good through the billing cycle ending 4/30/18. After that your APR will be 10.75%, 14.75%, or 18.00%, based on your creditworthiness. The current variable Cash Advance APR as of 1/1/17 is 10.75%, 14.75% or 18.00%. The current variable Annual Percentage Rate for Purchases as of 1/1/17 is 7.75%, 10.75%, or 14.75%. All APR’s are based on your creditworthiness and will vary with the market based on the Prime Rate. International Transaction Fee: 3% of each transaction in U.S. dollars. Equal opportunity lender. All loans subject to approval.
**You may earn up $500 Cash Back Rewards per calendar year. Cash Back Reward dollars expire at the end of the monthly billing cycle four years after they are earned. Rewards are earned each month and your total accumulated dollars are reported monthly on your VISA statement. The Plus Rewards 1% Cash Back program is offered at the sole discretion of Financial Plus Credit Union. From time to time, we may change the program rules, restrictions or benefits, in whole or in pat. We will provide advance written notice of any changes to the program. Financial Plus may also terminate this program or portions of it at any time, with advance written notice. If Financial Plus terminates the Cash Back Rewards program, you will have one year from the program termination date to redeem your accumulated points. Equal Opportunity Lender. Some restrictions and Financial Plus Credit Union standards apply.