Limited time only:

Enjoy 0% APR* when you transfer your balances to our Visa Platinum credit card!


Plus, take advantage of these benefits:

  • 1% Cash Back on all Purchases^
  • Redeem points easily in Online Banking, at any branch location, or by calling our Contact Center at (800) 748-0451.
  • No Annual Fee
  • No Cash Advance Fee
  • Easy Payment Options
  • Available low-cost payment protection against an unplanned disability or in the event of a tragedy.

Say goodbye to high-rate credit cards!

Kick off the holiday season by transferring your balances to our Visa Platinum credit card and enjoy 0% APR*. Get your application started by clicking the button below or visiting any of our branch locations.

Download Application 

Enrolling in Plus Rewards 1% Cash Back

If you are a Financial Plus Visa Platinum credit card holder then you are automatically enrolled in the Plus Rewards 1% Cash Back program. You do not have to take any additional steps to enroll.

Eligible Purchases

All purchases (less return credits) earn Plus Rewards 1% Cash Back at a rate of one percent (1%). For example, a $100 purchase earns you one dollar ($1) in Plus Rewards 1% Cash Back. Plus Rewards Cash Back is earned on all purchases, less returned goods and services. Plus Rewards Cash Back is not earned on cash advances, convenience checks, balance transfers from other accounts, credits, fees, finance charges and purchases.

Redeeming your rewards is easy!

You can easily redeem your Plus Rewards Cash Back at any Financial Plus branch, by calling our Contact Center at (800) 748-0451, or online in three simple steps:

1. Log in to your Online Banking account
2.
Select “Cash Back Rewards”
3.
Enter the dollar amount you wish to redeem (minimum $50.00 required)
 
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Resources

  • Enroll in Verified Visa®  - Verified by Visa helps ensure that payments are made by the rightful owner of the Visa account, to make online purchases more secure. It aims to make your online transactions as secure, fast, and convenient as purchases you make in a store.
  • Enroll in Visa Checkout®   - Visa Checkout is a digital payment service that simplifies your online shopping experience with a single account and lets you speed through checkout with just a username and password - no need to fill out shipping and payment details every time.

Apply online button    Apply by phone button-AUTO    Apply in person button

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Equal Opportunity Lender. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval. See Credit Union for complete details.
 
*APR = Annual Percentage Rate. The current introductory/promotional APR on balance transfers is fixed at 0.00% APR on all balance transfers completed by 3/31/20. A 2.00% or $5.00 balance transfer fee is applicable, whichever is greater. The introductory/promotional APR is good through the billing cycle ending 3/31/21. After that your APR will be the Cash Advance APR applicable to your account, based on your creditworthiness. Restrictions apply. See Credit Union for complete details.

^Reward dollars expire at end of monthly billing cycle four years after they are earned. Rewards are earned each month and your total accumulated dollars are reported monthly on your Financial Plus Visa Platinum statement. Upon closure of Visa Platinum credit card account, all Reward dollars will be void and ineligible for redemption.