That dream vacation, college tuition, retirement, the holidays, or the down payment on that Corvette you’ve been drooling over – whatever you’re saving money for, we can help. Check out our savings options:

Called a “share account” in credit union land, this is the cornerstone of your membership at Financial Plus. It’s what makes you an owner of the Credit Union.

If you’re like us, the holidays always seem to sneak up on you. Let us help you get the upper hand this year with a Christmas Club Savings Account. You can’t go wrong! Here’s how it works:


  1. You save money throughout the year by doing one or more of the following:
    • Making deposits to the account yourself.
    • Using Payroll Deduction to have part of your regular paycheck automatically go into the account each pay period.
    • Setting up an automatic transfer so that money is regularly transferred from one of your other Financial Plus accounts.
  2. On October 31st, we will automatically transfer the funds from your Christmas Club to your savings or checking account.
  3. You start shopping!
    • P.S. Don’t forget to use Benefits Plus at www.benefits-plus.org for any gift cards you plan on purchasing.* There are tons of great gift card discounts on the site to help make the season bright. Don’t have Benefits Plus? Ask us how to start saving money on gift cards and hundreds of local businesses today!

*Offer is only available to Benefits Plus® members. A nominal fee of $5.95 will be charged on the last day of each month. If checking is closed or member cancels Benefits Plus® within six months of enrollment date, an early termination fee of $25 will be charged. Not to be combined with any other offer.

These accounts are sometimes referred to as “Coverdell IRAs.” The purpose is saving for education expenses including tuition, fees, books, and supplies. Often, there is a tax advantage to using an ESA versus a traditional savings account.*


These accounts come in various forms including savings and CDs. Ask us how an ESA might be right for your family.


*Consult your tax advisor for further information.