That dream vacation, college tuition, retirement, the holidays, or the down payment on your dream car – whatever you’re saving money for, we can help. Check out our savings options below.


Called a “share account,” this is the cornerstone of your membership at Financial Plus. It’s what makes you an owner of the Credit Union.

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christmas club

If you’re like us, the holidays always seem to sneak up on you. Let us help you get the upper hand this year with a Christmas Club Savings Account. Here’s how it works:

  1. You save money throughout the year by doing one or more of the following:
    • Making deposits to the account yourself.
    • Using Payroll Deduction to have part of your regular paycheck automatically go into the account each pay period.
    • Setting up an automatic transfer so that money is regularly transferred from one of your other Financial Plus accounts.
  2. On October 31st, we will automatically transfer the funds from your Christmas Club to your savings or checking account, so you can start your holiday shopping!

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Also known as "Coverdell IRAs." A Coverdell ESA account is a trust or custodial account designed to help families pay for education and education related expenses. Coverdell ESA offers tax-free earnings growth and tax-free withdrawals when the funds are spent on qualified expenses. 

These accounts come in various forms including savings and CDs. Ask us how an ESA might be right for your family.

*Consult your tax advisor for further information.