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Line of Credit


Making borrowing easy

A Personal Pocketbook line of credit offers you the flexibility to make yourself a loan whenever and wherever you want.  It can be used for auto repairs, home repairs, college tuition, vacation, and more.

 

How it works:

Checks are available to you so you can easily access your line of credit. When you choose to use your line of credit, you write the check to make purchases, pay bills and write yourself a cash advance. (Using these checks does not affect your checking account - the funds come from your line of credit). You may also transfer advances into your FPCU account through digital banking, by phone, or in person at any branch.


Calculating the monthly payment: 

Your monthly payment is 3.5% of the balance at the time of the last advance, or $20, whichever is greater.  For example, your payment on a Personal Pocketbook Loan with a balance of $1,000 at the last advance would have a payment of $35 per month.


View Rates     Apply Online

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Tell your Friends. Get $50! 
You'll both receive $50 when you refer a friend or family member.

Start Referring

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Easy Payment Options
Take care of your bills automatically with recurring or one time payments.

Explore Options

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Deposit Checks from your Phone
With Remote Deposits you can deposit as soon as you get paid within our mobile app.

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Stay Informed
Enroll in E-Documents and alerts within digital banking and never wonder what your balances are.

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Easily manage your account

Sign up for digital banking in minutes online or at any branch location and download the mobile app to take us wherever you go.
 
 
 
 

Solutions for every aspect of life

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Looking for a new house? Let us help get you into your dream home.

Home Loans

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A loan for your every need, location, home improvement, you name it!

Personal Loans

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Make your money work as hard as you do with our Elite Checking account.

Account Details

Equal opportunity lender. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval. See Credit Union for complete details.