

Explore a Certificate of Deposit (CD) at Financial Plus Credit Union
Looking to lock in your money for an upcoming expense? Whether you are saving for 12 months or 5 years, a Certificate of Deposit (CD) may be right for you. A certificate is a time-bound savings option that allows you to deposit a certain amount of money, for a fixed period, at a specific rate. Since funds are locked in, you're guaranteed to receive the amount you locked in, along with earned interest at the end of the term.
Limited time only: 4.40% APY* Certificate Special
- 4.40% APY*
- 14-month term
- $500 minimum
- $100,000 maximum
- New money only
What a certificate could be used for:
- Saving for a down payment on a house
- Funding a future vacation
- Paying for a wedding
- And more
Benefits of opening a certificate:
- Safety: Money is securely locked away
- Flexibility: Varying terms for your needs (up to 60 months)
- Predictability: Know the dividends you will earn on your money
How to open a certificate at Financial Plus:
- Open online by clicking the button below
- Stop into any of our locations and chat with a representative

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*APY=Annual Percentage Yield. Insured by NCUA. Promotional rate accurate as of 10/1/25 and subject to change. Funds currently deposited in accounts at Financial Plus Credit Union are not eligible for the promotional interest rate. Some restrictions and early withdrawal penalties apply. Expires 11/30/25. Financial Plus reserves the right to cancel or modify the offer at any time. See Credit Union for details.