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Motorcycle Loans



Choose Adventure with a Financial Plus Motorcycle Loans

Feel the wind in your hair and the thrill of the open road as you begin on your motorcycle adventure. At Financial Plus, we have the tools, knowledge, and resources to help make your motorcycle dreams come true. Apply today and get pre-approved before you shop!

 
 

Refinance

Purchase

Get 1% off your current rate

  • As low as 6.24% APR* when you refinance your current non-Financial Plus motorcycle loan with us

Get 1.50% off your next loan rate

  • As low as 6.74% APR** when you apply for an auto loan and enroll in direct deposit and auto pay


What you get with a motorcycle loan:

  • Flexible terms for affordable payments
  • Easy online pre-approval in minutes
  • Refinance options to save you money
  • Confidence knowing your budget before you shop

How to apply for an FPCU motorcycle loan:

  • Apply online by clicking the button below
  • Stop into any of our locations and chat with a representative
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Use our calculators to get an idea of what your payment could be.

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Discounted Loan Rates
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Ready to ride with FPCU? Your motorcycle journey begins here

  1. Competitive rates. Smoother rides: At FPCU, you'll enjoy competitive interest rates that ensure you get the most out of your motorcycle ownership without stretching your budget. Lower rates mean more enjoyable rides and less financial stress.
  2. Tailored for you: We know that your motorcycle journey is uniquely yours. FPCU offers personalized loan solutions that cater to your specific financial needs and preferences, ensuring a seamless ride from start to finish.
  3. Local connection. Limitless adventures: As a Michigan-based credit union, we understand the allure of hitting the road and exploring our beautiful state. FPCU is your local partner for embarking on unforgettable motorcycle journeys near and far.
  4. Financial empowerment: Beyond loans, FPCU provides the tools, resources, and guidance you need to manage your finances efficiently while enjoying the thrill of motorcycle ownership.
  5. Your partner for life: Your journey with FPCU doesn't end with your motorcycle loan approval. We're here to support your financial path throughout life, offering guidance, resources, and unwavering support for whatever path you're on next.


Get pre-approved for a motorcycle loan at FPCU

Getting pre-approved for a motorcycle loan at Financial Plus is your ticket to riding with confidence. Discover why pre-approval is the smart choice for your motorcycle loan:

  1. Know your budget: Pre-approval helps you understand your purchasing power. You'll know exactly how much you can afford, allowing you to shop for a motorcycle that fits your budget without any surprises.
  2. Shop with confidence: With a pre-approved motorcycle loan from FPCU, you'll be a step ahead when you visit dealerships or private sellers. You can negotiate confidently, knowing that your financing is already secured.
  3. Faster transactions: Pre-approval speeds up the purchasing process. Once you find your dream motorcycle, you can finalize the deal quickly without waiting for financing to be arranged.
  4. Tailored terms: FPCU's pre-approval process allows us to tailor loan terms to your unique financial situation. You'll enjoy a loan that fits your needs, whether it's a specific repayment period or competitive interest rates.
  5. No obligations: Pre-approval doesn't commit you to taking the loan. You have the flexibility to explore your options and decide if the pre-approved loan meets your needs before making a commitment.

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Easily manage your loan

Sign up for digital banking in minutes online or at any branch location and download the mobile app to take us wherever you go.
 

















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*APR = Annual Percentage Rate. Subject to approval based on creditworthiness. Rates may vary based on each individual’s credit history and underwriting factors. The Credit Union will reduce the rate of your existing non-Financial Plus loan by 1% (subject to a minimum rate of 4.79% APR for auto, 5.04% APR for boat, 5.79% APR for RV, 6.24% APR for motorcycle, and 7.24% APR for powersport loans). Proof of the current rate and terms of the loan to be refinanced is required. Promotion only applicable to secured auto, boat, RV, motorcycle, and powersport loans. Promotion does not apply to existing loans with the Credit Union, purchases or lease buyouts. Rates and terms are subject to change without notice. Cannot be combined with Loyalty Rate Discounts. The Credit Union reserves the right to modify or discontinue this offer at any time without notice. Offer expires12/31/24. Some restrictions apply. See Credit Union for details.

**APR=Annual Percentage Rate. Refinances of eligible Financial Plus Credit Union loan(s) qualify for member discount at today’s rates. The Loyalty Discounts exclude lines of credit, Greenlight Loan, mortgage, home equity, and commercial loans. Direct Deposit of the payroll is required. If Direct Deposit and Auto Pay requirements are not maintained, you may be subject to a Direct Deposit/Auto Pay Cancellation Fee in the amount of $125.00. Offer expires 12/31/24. See Credit Union for complete details.