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RV Loans



Your Adventure Starts Here: Financial Plus RV Loans

Are you ready to embark on the ultimate adventure, exploring the open road in the comfort of your own RV? At Financial Plus, we're here to turn your RV dreams into reality. We understand that each RV journey is unique. That's why FPCU offers personalized loan solutions tailored to your specific financial situation and preferences, making your experience more enjoyable and stress-free.
 

Refinance

Purchase

Get 1% off your current rate

  • As low as 5.79% APR* when you refinance your current non-Financial Plus boat loan with us

Get 1.50% off your next loan rate

  • As low as 5.99% APR** when you apply for an auto loan and enroll in direct deposit and auto pay
 


How to apply for an FPCU RV loan:

  • Apply online by clicking the button below
  • Stop into any of our locations and chat with a representative


Current members: You may have a pre-approval waiting!

Check to see if you have a pre-approval available by logging into digital banking online or on the MyFPCU mobile app and selecting "My Offers" on the dashboard. 
 
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Calculate your Payment
Use our calculators to get an idea of what your payment could be.

Calculators

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Discounted Loan Rates
Save money on your payment just for being a loyal member.

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You'll both receive $100 when you refer a friend or family member.

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Easy Payment Options
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Get ready to roll with Financial Plus's experts in RV financing

  1. Expertise in your corner: When you choose FPCU for your RV loan, you're choosing a team of financial experts who are here every step of the way. Our experience in helping members achieve their financial goals extends to making your camping dreams come true.
  2. Competitive rates, lower costs: We're proud to offer highly competitive interest rates on our RV loans, allowing you to save on interest over the life of your loan. Plus, our commitment to low fees ensures that you enjoy more value from your loan experience.
  3. Personalized solutions: At FPCU, we know that your RV journey is unique. That's why we tailor our loans to fit your specific needs, ensuring that your loan terms align with your financial situation and goals.
  4. Local connection: FPCU is deeply rooted in the communities we serve. When you choose us for your RV loan, you're supporting a local institution that reinvests in the well-being of the community and understands the unique joys of camping in our region.
  5. Financial education: We're not just about loans; we're about your financial success. FPCU provides FREE financial coaches, educational resources, tools, and advice to help you navigate your loan and manage your finances effectively.
  6. Your partner for life: Beyond the RV loan, FPCU remains your lifelong financial partner. As you cruise through life's adventures, we'll be there to provide support, guidance, and the tools you need to achieve your dreams.
 

Get pre-approved for an RV loan at FPCU

Getting pre-approved for an RV loan at Financial Plus is your ticket to riding with confidence. Discover why preapproval is the smart choice for your RV loan:

  1. Know your budget: Pre-approval helps you understand your purchasing power. You'll know exactly how much you can afford, allowing you to shop for an RV that fits your budget without any surprises.
  2. Shop with confidence: With a pre-approved RV loan from FPCU, you'll be a step ahead when you visit dealerships or private sellers. You can negotiate confidently, knowing that your financing is already secured.
  3. Faster transactions: Pre-approval speeds up the purchasing process. Once you find your dream RV, you can finalize the deal quickly without waiting for financing to be arranged.
  4. Tailored terms: FPCU's pre-approval process allows us to tailor loan terms to your unique financial situation. You'll enjoy a loan that fits your needs, whether it's a specific repayment period or competitive interest rates.
  5. No obligations: Pre-approval doesn't commit you to taking the loan. You have the flexibility to explore your options and decide if the pre-approved loan meets your needs before making a commitment.
Loan FAQs    Apply Online

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Easily manage your loan

Sign up for digital banking in minutes online or at any branch location and download the mobile app to take us wherever you go.
 

















Solutions for every aspect of life


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A loan for your every need, vacation, home improvement, you name it!

Personal Loans

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Our Free Checking account features all of the basics you’ll need!

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Make your money work as hard as you do with our Go-To Checking account.

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*APR = Annual Percentage Rate. Subject to approval based on creditworthiness. Rates may vary based on each individual’s credit history and underwriting factors. The Credit Union will reduce the rate of your existing non-Financial Plus loan by 1% (subject to a minimum rate of 4.79% APR for auto, 5.04% APR for boat, 5.79% APR for RV, 6.24% APR for motorcycle, and 7.24% APR for powersport loans). Proof of the current rate and terms of the loan to be refinanced is required. Promotion only applicable to secured auto, boat, RV, motorcycle, and powersport loans. Promotion does not apply to existing loans with the Credit Union, purchases or lease buyouts. Rates and terms are subject to change without notice. Cannot be combined with Loyalty Rate Discounts. The Credit Union reserves the right to modify or discontinue this offer at any time without notice. Offer expires 12/31/24. Some restrictions apply. See Credit Union for details.

**APR=Annual Percentage Rate. Refinances of eligible Financial Plus Credit Union loan(s) qualify for member discount at today’s rates. The Loyalty Discounts exclude lines of credit, Greenlight Loan, mortgage, home equity, and commercial loans. Direct Deposit of the payroll is required. If Direct Deposit and Auto Pay requirements are not maintained, you may be subject to a Direct Deposit/Auto Pay Cancellation Fee in the amount of $125.00. Offer expires 12/31/24. See Credit Union for complete details.