Grabbing coffee from local cafe

Go-To Checking

4.15% APY Go-To Checking for everyday purchases

Go-To Checking is a high-rate account with no minimum balance and no fees. Simply use your Go-To Checking account for everyday transactions—from groceries, gas, to dining out—and link your direct deposit to get paid up to $400 annually! Experience the power of maximizing your savings while enjoying the flexibility of a modern checking account. Open a Go-To Checking account today!

What you get with Go-To Checking:

Simple requirements for Go-To Checking:

  • $2,500 monthly minimum direct deposit in Go-To Checking
  • 15 monthly debit card purchases (must post and settle)
  • Must be enrolled in digital banking and E-Documents

How to open a Go-To Checking account:

  • Open online by clicking the button below
  • Stop into any of our locations and chat with a representative

Open an account online in less than 3 minutes!

Use code 'Flushing' when finalizing your app to get up to $300 with direct deposit.**

View Rates    Open an Account

like icon

Tell your Friends. Get $50! 
You'll both receive $50 when you refer a friend or family member.

Start Referring

money icon

Easy Payment Options
Take care of your bills automatically with recurring or one time payments.

Explore Options

bank icon

Deposit Checks from your Phone
With Remote Deposits you can deposit as soon as you get paid within our mobile app.

pin icon
Save with Benefits Plus®
Access discounts for food, shopping,  free cell repair coverage and more.

Instant-issue debit card

  • Easily access your funds: With our contactless debit card, you can access your funds 24/7 at ATMs. Whether you're traveling, shopping online, or simply need cash, your funds are always within reach.

  • Track your spending: Easily monitor your transactions within digital banking(Opens in a new Window). Stay in control and keep track of your purchases effortlessly.

Send money anytime, anywhere

Link your checking and debit card to your mobile accounts like Apple Pay®, PayPal®, Venmo® and more. It's easy - you just need your account number and our routing number 272480128 to get started.

Solutions for every aspect of life

millennial working on laptop

Have a question? Grab our contact info or fill out a short form.

Contact Us

dad smiling with daughter

Looking for a new house? Let us help get you into your dream home.

Home Loans

financial plus fenton branch

Find your nearest location and stop in to see us!

Our Locations

*APY = Annual Percentage Yield. Requirements apply to earn 4.15% APY. Dividends paid at month-end on daily balance up to $10,000. A 0.05% APY will apply to balances over $10,000.  A 0.00% APY will apply in months where all requirements are not met. APY current as of 7/6/23. Rates subject to change. Limit one Go-To Checking account per primary member. Business accounts do not qualify. Some restrictions apply. See Credit Union for complete details.
**Insured by NCUA. Receive incentive when you open a new checking account (no minimum balance requirement) with a minimum direct deposit of $500 for two consecutive months. Incentive deposited within 15 days of meeting the incentive requirements. Cannot be combined with any other offer. Restrictions apply. See credit union for complete details.
Everyday discounts, special offers and services are available to members with Benefits Plus® Checking. Nominal fee of $6.95 will be charged on the last day of each month. If checking is closed or member cancels Benefits Plus® within six months of enrollment date, an early termination fee of $25 will be charged. See Credit Union for additional details.
Apple Pay is a trademark of Apple, Inc.
PayPal and Venmo are trademarks of PayPal, Inc.