

Make improvements that last a lifetime
A home equity line of credit or fixed loan can be used for just about anything, including a kitchen remodel, finished basement, new boat, or your child's college education.
What you get when you finance a home equity loan:
- Local mortgage expert to guide you through the process
- No closing costs*
- Competitive rates
- Borrow up to 90% of your home value
- Convenient payment options
Applying is easy:
How to apply for a Fixed Rate Home Equity:
-
- Select "Apply Online" below
- Select "Create Account"
- Choose "Refinance a Home"
How to apply for a Home Equity Line-of-Credit:
-
- Select "Apply Online" below
- Select "Create Account"
- Choose "Home Equity Line-of-Credit"
View HELOC Agreement >
What to expect during your mortgage application:
If you currently have a Consumer Connect Mortgage account, you will be asked to log in. If you do not have a Consumer Connect Mortgage account, you will need to create one to start your mortgage application.
You may find it helpful to gather the following items before you begin:
- Information about your existing mortgage loan (if applicable)
- Pay stubs or recent tax returns to reference current income
- Bank statements and retirement account balances for assets
Once your application is submitted, you will receive a confirmation email from our team. A Financial Plus mortgage expert will get in touch to review next steps within 1 business day.
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Managing your loan
Use eStatus Connect within your digital banking to make payments and view:
- Payment due date
- Payment history
- Current loan balances
- Previous and current year-to-date totals
- Upcoming interest and escrow changes
Home Equity Fixed
Use the equity in your home to access a lump sum of funds. These funds can be used for just about anything, including home improvements, paying off debt, and more. The rate is fixed, so your monthly payment won't change.
Applying is easy:
-
- Select "Apply Online" below
- Select "Create Account"
- Choose "Refinance a Home"
Home Equity Line of Credit (HELOC)
Access the equity in your home whenever you need it with a HELOC. Works like a credit card, so as you pay down your balance fund become available again. Use a HELOC to renovate your kitchen, make a large purchase, and more.
Applying is easy:
-
- Select "Apply Online" below
- Select "Create Account"
- Choose "Home Equity Line-of-Credit"
Solutions for every aspect of life
Mortgage Loan Officers and NMLS Numbers:
Financial Plus Credit Union - NMLS License #586579
Rachelle Kippe - NMLS ID #423273
Brooke Taylor-Huey - NMLS #642942
Rosemary Boan - NMLS #1531295
Sherrie Dalton - NMLS #629441
Derek Lewis NMLS #2335785
Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. See Credit Union for full details.
*Closing costs will be paid by Financial Plus Credit Union. If an appraisal is a required, borrower will be refunded for the cost of the appraisal upon closing and loan disbursement.
Flint | Fenton | Davison | Grand Blanc | Saginaw