Explore a Business Certificate of Deposit (CD) at Financial Plus
Looking to lock in your money for an upcoming business expense? A Business Certificate of Deposit (CD) may be right for you. A certificate is a time-bound savings option that allows you to deposit a certain amount of money, for a fixed period, at a specific rate. Since funds are locked in, you're guaranteed to receive the amount you locked in, along with earned interest at the end of the term.
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Current Special: 4.85% APY* Public Funds Certificate
- You pick your term (up to 12 months)
- 4.85% APY*
- $10,000 minimum
- New money only
- Expires April 30, 2025
Looking for something else or want more information on public funds? Let’s talk!
Contact Troy Thurston to get started:
Online Treasury Management Solutions
We're dedicated to helping small and medium-sized businesses optimize their finances. That's why we offer an online portal powered by Tru Treasury with tools like Remote Deposit Capture (RDC), ACH, wire transfers, and Positive Pay.
Meet our local business experts:
Nathan Adams, Director of Business Services >
Troy Thurston, Public Funds Relationship Manager >
Matt Schroeder, Business Relationship Manager >
John Hunter, Business Relationship Manager >
David Lopez, Business Relationship Manager >
Amy Trego, Business Sales Support Supervisor >
Tell your Friends. Get $100!
You'll both receive $100 when you refer a friend or family member.
Deposit Checks from your Phone
With Remote Deposits you can deposit as soon as you get paid within our mobile app.
Low Rates
As a credit union member, you get to take advantage of lower rates than the big banks.
All your banking in one place
Easily control your money by having your personal and business accounts with Financial Plus.
Nathan Adams - Director of Business Services
Meet Nathan
Nathan is our Director of Business Services bringing over 30 years of financial services and commercial lending experience. He has held a variety of roles, from internal audit, underwriting, lending and sales leadership. He takes the time to know and understand his business members so that he can provide them with the best solution and experience.
Community action: Flint and Genesee Chamber, Waterford Chamber of Commerce, Treasurer for Flint Swim and Racquet Club
Ready to get started?
Office: (810) 244-2801
Email: NAdams@myfpcu.com
Troy Thurston - Public Funds Relationship Manager
Meet Troy
Troy Thurston brings over 20 years of experience in financial relationship management. Specializing in making municipalities, schools, and non-profits all for the greater good of the community. Troy is very passionate on being a trusted financial advisor to educating and getting a “win” all.
Troy shares, “Whether they are short or long term goals, I believe the source of financial freedom and growth comes from education and experience of making sound financial plans. And I do love it when a plan comes together.”
Community action: Local Chambers and Treasury associations
Ready to get started?
Office: (989) 799-1530
Cell: (586) 524-6028 (call or text)
Email: Troy.Thurston@myfpcu.com
Matt Schroeder - Business Relationship Manager
Meet Matt
Matt Schroeder brings over 13 years of commercial business experience to our membership. Specializing in small business and equipment loans, Matt likes to service a variety of business membership requests.
Schroeder shares, “I enjoy working with new and expanding businesses and providing solutions to their lending needs. Supporting our members so they have the necessary financing and advice to succeed is what being part of a credit union is all about.”
Community action: Imlay City Rotary, Premier Night Fundraisers, and local Chambers of Commerce.
Ready to get started?
Office: (810) 244-8016
Cell: (810) 824-1695 (call or text)
Email: MSchroeder@myfpcu.com
John Hunter - Business Relationship Manager
Meet John
Bringing over 22 years of banking and commercial experience, John Hunter has held roles from underwriting to lending. Hunter has extensive experience with SBA lending for businesses, winning awards for SBA 504 deals.
Community action: Optimist club, Flint Chamber, Boys and Girls Club of Flint, Great Lakes Bay Economic Club
Ready to get started?
Office: (810) 600-3315
Email: JHunter@myfpcu.com
David Lopez - Business Relationship Manager
Meet David
David has over a decade of experience lending to business owners utilizing both conventional and SBA financing for equipment, real estate, access to working capital, acquisitions and expansions.
“As a Branch Manager, I truly enjoyed getting to know each family, watching the family grow, helping to improve the lives of clients through financial solutions and advice. Now, as a Commercial Lender, I enjoy getting to know each business owner, watching the business grow, helping to improve the lives of business owners and the well-being of their business through comprehensive and customized business banking solutions tailored to the financial needs and circumstances of their business.”
Community action: Salvation Army, Junior Achievement teaching financial literacy, work readiness, and entrepreneurship in local classrooms, local Chambers of Commerce
Ready to get started?
Office: (810) 244-2031
Cell: (989) 860-9108 (call or text)
Email: DLopez@myfpcu.com
Amy Trego - Business Sales Support Supervisor
Meet Amy
Amy is our Business Sales Support Supervisor bringing us over 30 years of financial services and banking experience. She has held roles in retail banking, mortgage banking, business banking and wealth management. Amy makes excellent member experience at the heart of what she does on a daily basis.
"I strive to build long term member relationships by providing superior service with an upbeat and professional attitude," says Amy.
Community action: President Burton Kiwanis, Food Bank of Eastern Michigan, Hurley Children's Hospital
Ready to get started?
Office: (810) 244-2848
Email: Amy.Trego@myfpcu.com
Solutions for every aspect of life
*APY=Annual Percentage Yield. Insured by NCUA. Promotional rate accurate as of 3/1/25 and subject to change. $10,000 minimum opening deposit required. Maximum deposit per membership is $1,000,000.00. Funds currently deposited in accounts at Financial Plus Credit Union are not eligible for the promotional interest rate. Expires 4/30/25. Some restrictions and early withdrawal penalties apply. See Credit Union for complete details.