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Credit Card



Earn on your everyday purchases

A credit card to meet your everyday needs and pays you back. Earn unlimited 1% cash back all purchases, with no special categories to keep track of. Looking to save on interest? Transfer your high rate credit card debt to a Financial Plus Visa Platinum today.


What you get with our Visa credit card:

  • 1% cash back on all purchases*
  • Low rates
  • No annual fee
  • Easy payment options

NEW! Manage your cards with FPCU Visa

Download the FPCU Visa app to:
  • View credit and debit card transactions
  • Pay credit card bill and view payment history
  • Set alerts and controls for purchases
  • Lock or unlock cards
  • Report cards lost or stolen
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Tell your Friends. Get $50! 
You'll both receive $50 when you refer a friend or family member.

Start Referring

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Low Rates
As a credit union member, you get to take advantage of lower rates than the big banks.

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Easy Payment Options
Take care of your bills automatically with recurring or one time payments.

Explore Options

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Stay Informed
Enroll in E-Documents and alerts within digital banking and never wonder what your balances are.







Easily manage your loan

Sign up for digital banking in minutes online or at any branch location and download the mobile app to take us wherever you go.
 

Everything you need to know about our Visa Platinum

Yes. Transfer your balances to our Financial Plus Visa credit card and take advantage of our competitive rates and 1% cash back. Get your application started by simply applying at any branch or printing the paper balance transfer form and returning it to any Financial Plus location.
Redeeming your rewards is simple! You can easily redeem your Plus Rewards Cash Back at any Financial Plus branch, by calling our Contact Center at (800) 748-0451, or online in three simple steps:

1. Log in to your digital banking account
2. Select your Visa credit card account
3. 
Click “Cash Back Rewards”
4. 
Complete the DocuSign form
5. Enjoy extra cash! ($25.00 minimum to redeem)













Solutions for every aspect of life


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Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval. See Credit Union for complete details.

*Reward dollars expire at end of monthly billing cycle four years after they are earned. Rewards are earned each month and your total accumulated dollars are reported monthly on your Financial Plus Visa Platinum statement. Upon closure of Visa Platinum credit card account, all Reward dollars will be void and ineligible for redemption.