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Student Loan Resources

Free resources to manage your student loan repayment

At Financial Plus, we offer the tools, knowledge, and resources to help you handle your student loans as they come back into focus. If you're among the many individuals whose student loans are resuming after a period of dormancy, our free financial coaches are here help you navigate this phase with confidence. We'll provide you with tips on creating a budget that aligns with your financial goals, and help you prepare for adding in your monthly student loan payment.

What you can do now to prepare for loan repayment:

  1. Review loan terms: Understand the terms and conditions of your student loans, including interest rates, repayment plans, and any changes that may have occurred during the dormant period.
  2. Gather loan information: Compile all necessary documentation, including loan details, servicer information, and contact numbers, to streamline the reactivation process.
  3. Check for updates: Confirm if there have been any updates to loan repayment plans, loan forgiveness programs, or deferment options since your loans went dormant.

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Free Financial Coaching

We know that each person's financial situation is unique. That's why our team of certified financial coaches is here to offer personalized guidance and create a plan tailored to your needs. The best part? It's completely free to you.

Worksheets and Articles

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Budget Calculator

Our budget calculator will help you create a financial plan by highlighting areas where you can allocate funds strategically to make student loan payments.

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Federal Student Aid

Navigate the world of student loan repayment with confidence, using valuable insights from Federal Student Aid. 

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Consumer Financial Protection Bureau

Enhance your understanding of student loans with valuable insights from the Consumer Financial Protection Bureau. 

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Aligning Priorities Online Course
A useful tool for prioritizing your expenses and identifying what changes may need to be made to fit student loan payments in.

Repay Student Loans
A module that will teach you how to manage student debt and get up-to-date on how to begin the repayment process
  • Navigate to “Education and Careers”, and select “Repay Student Loans” to begin!

Your questions, answered.

Student loan interest will resume starting on Sept. 1, 2023, and payments will be due starting in October
Deferments and forbearances have specific eligibility requirements and, with the exception of the in-school deferment, have limited lengths of time they can be used over the life of the loan. 

The Saving on a Valuable Education (SAVE) Plan replaces the existing Revised Pay As You Earn (REPAYE) Plan. 

The SAVE Plan,  calculates your monthly payment amount based on your income and family size.
The U.S. Department of Education offers several forgiveness and discharge programs for federal student loans. You may qualify to have some or all of your loans forgiven or discharged in certain situations.

Ways To Qualify for Loan Forgiveness
  • If you're a Teacher
  • If you're a Government Employee
  • If you work for a Nonprofit
  • If you're a Nurse, Doctor, or Other Medical Professional
  • If you have a Disability
  • If you repay your loans under an Income-driven Repayment Plan