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Vehicle loan protection for what your insurance may not cover

Protect your vehicle loan – purchase GAP Plus with Deductible Assistance today!

If your vehicle is deemed a total loss due to an accident or theft, you may wind up owing more on your loan than your auto insurance will cover. GAP Plus with Deductible Assistance may reduce or even eliminate that shortfall in the event your vehicle is deemed a total loss and may help reduce your next loan at the credit union, making it easier to get the replacement vehicle you’ll need. Also, if auto repairs cost more than your deductible, the deductible amount is applied to your loan, reducing what you owe.

Essential financial protection on your vehicle loan that helps you drive with confidence. Contact us today about how we can help protect you from sudden out-of-pocket expenses with Guaranteed Asset Protection.


What you get with GAP:

  • Financial relief, should the unexpected happen
  • Lower cost than at the dealership
  • Added protection for your vehicle 

How to add GAP through FPCU:

You can add GAP Plus with Deductible Assistance at time of loan closing or any time after.
  • Call us at (800) 748-0451
  • Stop into any of our locations and chat with a representative
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Your purchase of MEMBERS CHOICETM Guaranteed Asset Protection (GAP), which includes deductible assistance, is optional and will not affect your loan application for credit or the terms of any credit agreement you have with us. Certain eligibility requirements, conditions, and exclusions may apply. You will receive the contract before you are required to pay for GAP. You should carefully read the contract for a full explanation of the terms. If you choose GAP, adding the GAP fee to your loan amount will increase the cost of GAP. You may cancel GAP at any time. If you cancel GAP within 90 days you will receive a full refund of any fee paid.

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