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GAP



Guaranteed Asset Protection (GAP) Plus with Deductible Assistance


Essential protection for your vehicle loan... and your finances. 

GAP Plus with Deductible Assistance: Financial protection for what your auto insurance may not cover. If your vehicle is deemed a total loss due to an accident or theft, there can be a significant gap between what you owe on your loan and what your auto insurance will cover. Guaranteed Asset Protection may help you make up the difference. 

Essential financial protection on your vehicle loan that helps you drive with confidence. Contact us today about how we can help protect you from sudden out-of-pocket expenses with Guaranteed Asset Protection.

What you get with GAP Insurance:

  • Financial relief, should the unexpected happen
  • Lower cost than at the dealership
  • Added protection for your vehicle 





























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Your purchase of MEMBERS CHOICETM Guaranteed Asset Protection (GAP), which includes deductible assistance, is optional and will not affect your loan application for credit or the terms of any credit agreement you have with us. Certain eligibility requirements, conditions, and exclusions may apply. You will receive the contract before you are required to pay for GAP. You should carefully read the contract for a full explanation of the terms. If you choose GAP, adding the GAP fee to your loan amount will increase the cost of GAP. You may cancel GAP at any time. If you cancel GAP within 90 days you will receive a full refund of any fee paid.

GAP purchase from state chartered credit unions in FL, GA, IA, RI, UT, VT, and WI, may be with or without a refund provision. Prices of the refundable and non-refundable products are likely to differ. If you choose a refundable product, you may cancel at any time during the loan and receive a refund of the unearned fee.

GAP purchase from state chartered credit unions in CO, MO, or SC may be canceled at any time during the loan and receive a refund of the unearned fee.

GAP purchase from state chartered credit unions in IN may be without a refund provision. If the credit union offers a refund provision, you may cancel at any time during the loan and receive a refund of the unearned fee. 

GAP-3415626.1-0121-0423 CUNA Mutual Group ©2021, All Rights Reserved.