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Protection at a low cost for being a member

Did you know most insurance companies only pay their estimated value of vehicles in the event of a total loss? This leaves many people looking for a new vehicle while still being obligated to pay their current auto loan. Guaranteed Asset Protection (GAP) insurance protects you as the borrower if your car is totaled by paying the remaining difference between the value of a vehicle and the balance still owed on the financing.

What's in it for you:

  • Financial relief, should the unexpected happen
  • Up to $1,000 towards the financing or lease of a replacement*
  • Lower cost than at the dealership
  • Can be added anytime during loan
  • Added coverage for your vehicle

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*Waiver of the insurance deductible (up to $1,000) is available in most, but not all, states. Please consult your financing representative for the availability of this feature. If the replacement vehicle is financed or leased through the same financial institution through which the totaled/stolen vehicle was financed or leased.
The purchase of GAP is optional. Whether or not you purchase this product will not affect your application for credit or the terms of any existing credit agreement you have with us.

There are eligible requirements, conditions, limitations and exclusions that could prevent you from receiving benefits under the GAP Waiver Addendum. You should carefully read the GAP Waiver Addendum for a full explanation of the terms, conditions, limitations and exclusions.