

Comparing Checking Accounts at FPCU: How to Make the Right Choice
Are you looking to open a new checking account? From our simple Free Checking to our high rate Go-To Checking, there is an account made for you. You can open an account online in less than 3 minutes. The best part about it? If life changes, just switch it up by upgrading your account online or in branch!
Top Features to Consider When Opening a Checking Account
Before you jump into opening a checking account, it's important to check out the main features. Good news, Financial Plus Credit Union hooks you up with these features in both our Free Checking and Go-To Checking accounts.
- Easily viewable account balance (digital banking): A reliable online platform like the MyFPCU mobile app that allows you to check your account balance conveniently is a must. Feel empowered to know your financial status at any given moment.
- Instant debit card: In today's fast-paced world, having an instant debit card is a game-changer. At Financial Plus, you'll get a debit card to use right away when you open your account in branch.
- Remote deposit: Remote deposit capabilities allow you to deposit checks from the comfort of your home or on-the-go. It's a time-saver and minimizes the need for in-person banking. This feature is built into the MyFPCU mobile app.
Open an account online in less than 3 minutes!
Free Checking
A simple and free account with all the basics
- No minimum requirements
- No fees
- Remote deposit
- Digital banking loaded with options
- Instant debit card
Go-To Checking
Get more from your everyday banking with Go-To Checking
- Earn 4.15% APY* on balances up to $10,000
- No fees
- Remote deposit
- Digital banking loaded with options
- Instant debit card
Solutions for every aspect of life
*APY = Annual Percentage Yield. Requirements apply to earn 4.15% APY. Dividends paid at month-end on daily balance up to $10,000. A 0.05% APY will apply to balances over $10,000. A 0.00% APY will apply in months where all requirements are not met. APY current as of 7/6/23. Rates subject to change. Limit one Go-To Checking account per primary member. Business accounts do not qualify. Some restrictions apply. See Credit Union for complete details.