Vehicle Rates



Low Rate Vehicle Loans

Whether you are in the market for a new or used vehicle from a dealer or your neighbor, you can apply for pre-approval in minutes. Shop around with confidence knowing what you can afford and what you should be paying.



Rates effective as of 7/12/2024   

Auto

Model Year

Term (Months)

Everyday Rate/APR*

Rate/APR* with Loyalty Discount**

2022-2018 48 7.79% 6.29%
2022-2018 60 8.14% 6.64%
2022-2018 75 8.34% 6.84%
2022-2018 84 8.94% 7.44%
2017-2014 60 8.44% 6.94%
2017-2014 72 8.94% 7.44%
2013 & older 60 9.84% 8.34%


Motorcycles

Term

Everyday Rate/APR*

Rate/APR* with Loyalty Discount**

60 months (under $7,500) 8.24% 6.74%
72 months (over $7,500) 8.49% 6.99%
96 months (over $12,500) 8.99% 7.49%
120 months (New - over $20,000) 9.24% 7.74%


Boat

Term

Everyday Rate/APR*

Rate/APR* with Loyalty Discount**

60 months (under $7,500) 7.79% 6.29%
72 months (over $7,500) 8.04% 6.54%
96 months (over $12,500) 8.64% 7.14%
144 months (New - over $20,000) 8.64% 7.14%
180 months^ (over $30,000) 8.64% 7.14%
240 months^^ (over $75,000) 8.64% 7.14%
^180 month term requires 10% down.
^^240 month term requires 10% down.


Travel Trailer/Motor Homes

Term

Everyday Rate/APR*

Rate/APR* with Loyalty Discount**

60 months (under $7,500) 7.79% 6.29%
72 months (over $7,500) 8.04% 6.54%
96 months (over $12,500) 8.64% 7.14%
144 months (over $20,000) 8.99% 7.49%
180 months (over $30,000) 9.24% 7.74%
240 months^ (over $75,000) 9.54% 8.04%
^240 month term requires 10% down.
 

ATVs, Snowmobiles, PCWs, Misc. Equipment

Term

Everyday Rate/APR*

Rate/APR* with Loyalty Discount**

48 Months (used - under $5,000) 9.24% 7.74%
60 Months (used - over $5,000) 9.24% 7.74%
72 Months (new) 9.49% 7.99%
96 Months (Side by Sides - new) (min. $25,000 MSRP) 9.49% 7.99%




*Annual Percentage Rate (APR) based on an estimated loan amount of $175,000 for Conventional Mortgage Loans and $100,000 for Home Equity Loans. Rates are subject to change daily without notice and represent our best rate available. The actual interest rate to you may vary based on several factors including but not limited to down payment, occupancy type, property type, and your credit history.

**The Annual Percentage Rate (APR) is based on Prime plus a margin. Prime is based on the highest Prime Rate reported in the Midwest Edition of the Wall Street Journal on the last business day of each month, effective on the first day of the next month. Prime is a variable rate; as it changes, the APR on your account will be adjusted monthly. The APR will never exceed 18.000% or the maximum rate allowed by law. The margin is determined by your credit profile and combined loan-to-value, "CLTV." The APR is accurate as of the effective date listed above and is subject to change without notice.
 
All rates are subject to change without notice and represent our best rate available. The actual interest rate available to you may vary based on the your individual credit history and other loan factors.