Person looking at their credit score on a mobile device

Credit Reports and Scores





From getting approved for your dream car and getting a credit card with lower interest rates, there are many benefits to improving your credit. Improving your credit score enhances your financial health, saves you money, and lowers stress. Get started by viewing our tools below.

credit score on phone
Credit Score Tools in Digital Banking
Staying on top of your credit just got even easier. We've partnered with Array© and enhanced digital banking to include your:
  • Credit Report
  • Score Factors
  • Credit Alerts
  • Score simulator
  • Debt analysis
The best part? This will automatically be enabled in digital banking, with no effort from you.

 
Credit score article displayed on laptop
Article: 5 Factors That Affect Your Credit 
Use this tip sheet to learn about the factors that affect your credit score and how you can improve your score.

Video for Credit Score
Video: Improving your Credit
Learn what goes into your credit score and how to improve it.


learning lab online course
Courses: A1 Credit Tool
Are you new to the world of credit and interested in learning about its impact on your financial situation? This course walks you through how your budget and savings can impact your credit. 

Zogo on cell phone
Module: Learn About Credit Scores
Start learning about your credit by completing  improve your credit score module and learn about:
  • Credit Bureaus
  • Credit Scoring Models
  • Get a Credit Report
  • The 20-10 rule
  • and more
Download the Zogo app, and type in the access code: myFPCU to start playing.
 
Apple app store badge Google Play Badge
Woman reading over documents
Flyer: Understanding your Credit Report
Use this tip sheet to learn about the factors that affect your credit score and how you can improve your score.

Image of workbook about credit scores
Workbook: Understanding Your Credit Report
View tools to check your credit, how to improve it, and more. 

Man taking notes as he reads off the computer
Presentation: Understanding Your Credit Report
View tools to check your credit, how to improve it, and more. 

"Why is Credit Important?" video
Video: Why is Credit Important?
Learn why it's important to stay on top of your credit and how it helps you with your big purchases.