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Credit Reports and Scores

Educational Resources for Credit Reports and Scores

At Financial Plus Credit Union, we believe in empowering our members with knowledge and tools to make informed financial decisions. Our educational resources on credit re
ports and scores are designed to provide you with valuable insights, tips, and guidance to help you manage your finances effectively.
From getting approved for your dream car and getting a credit card with lower interest rates, there are many benefits to improving your credit. Improving your credit score enhances your financial health, saves you money, and lowers stress. Get started by viewing our tools below.

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Credit Score Tools in Digital Banking
Staying on top of your credit just got even easier. We've partnered with Array© and enhanced digital banking to include your:
  • Credit Report
  • Score Factors
  • Score simulator
  • Debt analysis
  • And more!
The best part? This will automatically be enabled in digital banking, with no effort from you. View FAQ >

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Learn About Credit Scores
Start learning about your credit by completing  improve your credit score module and learn about:
  • Credit Bureaus
  • Credit Scoring Models
  • Get a Credit Report
  • And more!
Download the Zogo app, and type in the access code: myFPCU to start playing.

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A1 Credit Tool
Are you new to the world of credit and interested in learning about its impact on your financial situation? This course walks you through how your budget and savings can impact your credit. 

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5 Factors That Affect Your Credit 
Use this tip sheet to learn about the factors that affect your credit score and how you can improve your score.

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Understanding Your Credit Report
View tools to check your credit, how to improve it, and more. 

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Why is Credit Important?
Learn why it's important to stay on top of your credit and how it helps you with your big purchases.