90 Days No Payment



Drive now. Pay after the holidays.

With no payment for 90 days, your dream ride is within reach. Finance a new or used car, truck, SUV, ATV, snowmobile, RV, motorcycle, and more—and enjoy a payment-free holiday season.

Our affordable loan options are designed to fit your lifestyle, with flexible terms, low rates, and the ability to get pre-approved online in just minutes. That means you can shop with confidence, knowing exactly what’s in your budget before you hit the lot.

 

What's in it for you:

  • No payment for 90 days
  • Flexible terms for affordable payments
  • Easy online pre-approval in minutes
  • Refinance options to save you money
  • Confidence knowing your budget before you shop
 
calculator icon

Calculate your Payment
Use our calculators to get an idea of what your payment could be.

Calculators

smile icon
Discounted Loan Rates
Save money on your payment just for being a loyal member.

like icon

Tell your Friends. Get $50! 
You'll both receive $50 when you refer a friend or family member.

Start Referring

money icon

Easy Payment Options
Take care of your bills automatically with recurring or one time payments.

Explore Options







financial plus digital banking phone
 
 

Easily manage your loan

Sign up for digital banking in minutes online or at any branch location and download the mobile app to take us wherever you go.
 
 

















Solutions for every aspect of life


Woman looking out of her car smiling

Get pre-approved before you shop with our simple online application.

Auto Loans

person using tablet

A loan for your every need from vacations, to emergencies, or making home improvements.

Personal Loans

financial plus fenton branch

Find your nearest location and stop in to see us!

Our Locations

*Offer to defer payment for up to 90 days is subject to approval. Interest begins to accrue at the time of disbursement and will be amortized over the life of the loan. Restrictions apply. Not valid on current loans. Expires December 31, 2025. See Credit Union for complete details.

**Refinances of eligible Financial Plus Credit Union loan(s) qualify for member discount at today’s rates. The Loyalty Discounts exclude lines of credit, Ready Now Loan, mortgage, home equity, and commercial loans. Direct Deposit of the payroll is required. If Direct Deposit and Auto Pay requirements are not maintained, you may be subject to a Direct Deposit/Auto Pay Cancellation Fee in the amount of $125.00. Loyalty Rate Discount is subject to change at any time. Some restrictions apply. See credit union for complete details.