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Business Loans



Business loans to bring your dreams within reach

At Financial Plus, we understand that every business has unique goals and needs. We're dedicated to helping you achieve those goals by offering a range of flexible and competitive business loan options. Whether you're a startup with a big vision, an established business looking to expand, or an entrepreneur with a game-changing idea, we're here to help you secure the financing you need to take your business to the next level.
 
Together our team of business experts bring knowledge and value that goes beyond our products. Learn more about our team below.
 

We offer customized business lending solutions for:

  • Commercial real estate
  • Investment commercial real estate
  • Accounts receivable/inventory
  • SBA 7(a) and 504 programs
  • Business equipment
 
 

How to open a business loan at FPCU:

Stop into any of our locations and chat with a representative.
 
 
 

Now Offering: Online Treasury Management Solutions

We're dedicated to helping small and medium-sized businesses optimize their finances. That's why we offer an online portal powered by Tru Treasury with tools like Remote Deposit Capture (RDC), ACH, wire transfers, and Positive Pay.

 
 

Meet our local business experts:

Nathan Adams, Director of Business Services >
Matt Schroeder, Business Relationship Manager >
John Hunter, Business Relationship Manager >
David Lopez, Business Relationship Manager >
Amy Pierson, Business Sales Support Supervisor >

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Tell your Friends. Get $50! 
You'll both receive $50 when you refer a friend or family member.

Start Referring

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Deposit Checks from your Phone
With Remote Deposits you can deposit as soon as you get paid within our mobile app.

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Low Rates
As a credit union member, you get to take advantage of lower rates than the big banks.

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Find a Location
We're right around the corner. Stop in and see us today!







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All your banking in one place

Easily control your money by having your personal and business accounts with Financial Plus. 

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Meet the Financial Plus business experts

Meet Nathan

Nathan is our Director of Business Services bringing over 30 years of financial services and commercial lending experience. He has held a variety of roles, from internal audit, underwriting, lending and sales leadership. He takes the time to know and understand his business members so that he can provide them with the best solution and experience.

Community action: Flint and Genesee Chamber, Waterford Chamber of Commerce, Treasurer for Flint Swim and Racquet Club

Ready to get started?

Office: (810) 244-2801
Email: NAdams@myfpcu.com

Meet Matt

Matt Schroeder brings over 13 years of commercial business experience to our membership. Specializing in small business and equipment loans, Matt likes to service a variety of business membership requests.

Schroeder shares, “I enjoy working with new and expand­ing businesses and providing solutions to their lending needs. Supporting our members so they have the necessary financing and advice to succeed is what being part of a credit union is all about.”

Community action: Imlay City Rotary, Premier Night Fundraisers, and local Chambers of Commerce.

Ready to get started?

Office: (810) 244-8016
Cell: (810) 824-1695 (call or text)
Email: MSchroeder@myfpcu.com

Meet John

Bringing over 22 years of banking and commercial experience, John Hunter has held roles from underwriting to lending. Hunter has extensive experience with SBA lending for businesses, winning awards for SBA 504 deals.

Community action: Optimist club, Flint Chamber, Boys and Girls Club of Flint, Great Lakes Bay Economic Club

Ready to get started?

Office: (810) 600-3315
Email: JHunter@myfpcu.com

Meet David

David has over a decade of experience lending to business owners utilizing both conventional and SBA financing for equipment, real estate, access to working capital, acquisitions and expansions. 

“As a Branch Manager, I truly enjoyed getting to know each family, watching the family grow, helping to improve the lives of clients through financial solutions and advice. Now, as a Commercial Lender, I enjoy getting to know each business owner, watching the business grow, helping to improve the lives of business owners and the well-being of their business through comprehensive and customized business banking solutions tailored to the financial needs and circumstances of their business.”

Community action: Salvation Army, Junior Achievement teaching financial literacy, work readiness, and entrepreneurship in local classrooms, local Chambers of Commerce
 

Ready to get started?

Office: (810) 244-2031
Cell: (989) 860-9108 (call or text)
Email: DLopez@myfpcu.com

Meet Amy

Amy is our Business Sales Support Supervisor bringing us over 30 years of financial services and banking experience. She has held roles in retail banking, mortgage banking, business banking and wealth management.  Amy makes excellent member experience at the heart of what she does on a daily basis.

"I strive to build long term member relationships by providing superior service with an upbeat and professional attitude," says Amy.

Community action: President Burton Kiwanis, Food Bank of Eastern Michigan, Hurley Children's Hospital


Ready to get started?

Office: (810) 244-2848
Email: APierson@myfpcu.com











Solutions for every aspect of life


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Looking for a new house? Let us help get you into your dream home.

Home Loans

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A loan for your every need, vacation, home improvement, you name it!

Personal Loans

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Make your money work as hard as you do with our Go-To Checking account.

Account Details

Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval. See Credit Union for complete details.