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Home Equity

Make improvements that last a lifetime

A home equity line of credit or fixed loan can be used for just about anything, including a kitchen remodel, finished basement, new boat, or your child's college education.

What you get when you finance a home equity loan:

  • Local mortgage expert to guide you through the process
  • No closing costs*
  • Competitive rates
  • Borrow up to 90% of your home value
  • Convenient payment options
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Home Equity Fixed
Use the equity in your home to access a lump sum of funds for just about anything.

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Home Equity Line of Credit (HELOC)
Works like a credit card and can be used to renovate your kitchen, make a large purchase, and more. 

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Tell your Friends. Get $50! 
You'll both receive $50 when you refer a friend or family member.

Start Referring

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Contact Us
We're just a phone call away to help with all of your mortgage needs.

Call (810) 244-2134


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Mortgage Services tab on Digital Banking mobile device

Managing your loan

Use eStatus Connect within your digital banking to make payments and view:
  • Payment due date
  • Payment history
  • Current loan balances
  • Previous and current year-to-date totals
  • Upcoming interest and escrow changes

Everything you need to know about home equity loans

Use the equity in your home to access a lump sum of funds. These funds can be used for just about anything, including home improvements, paying off debt, and more. The rate is fixed, so your monthly payment won't change.

Access the equity in your home whenever you need it with a HELOC. Works like a credit card, so as you pay down your balance fund become available again. Use a HELOC to renovate your kitchen, make a large purchase, and more.

Solutions for every aspect of life

Get pre-approved before you shop with our simple online application.

Auto Loans

Find your nearest location and stop in to see us!

Our Locations

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A loan for your every need, location, home improvement, you name it!

Personal Loans

Mortgage Loan Officers and NMLS Numbers:

Financial Plus Credit Union - NMLS License #586579
Rachelle Kippe - NMLS ID #423273
Brooke Taylor-Huey - NMLS #642942 
Rosemary Boan - NMLS #1531295
Sherrie Dalton - NMLS #629441
Derek Lewis NMLS #2335785

Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. See Credit Union for full details. 
*Closing costs will be paid by Financial Plus Credit Union. If an appraisal is a required, borrower will be refunded for the cost of the appraisal upon closing and loan disbursement.