College students sitting together on steps

Kick Start

Your financial goals are in reach

Are you a young adult trying to figure out how to build your credit? A Kick Start loan might be perfect for you. Build your credit and save money at the same time with a $1,000 secured Kick Start loan. After you have paid off the loan, built your credit, and saved money, you may then be eligible for a Visa credit card.

How a Kick Start Loan works:

We place the money we lend you into an account in your name. During the loan repayment period we will lock the funds up for you. This is how we help you save money. When you make on-time payments, we report those to the credit bureaus to help you build credit. Once it is paid off, we release the $1,000 into your account to use however you'd like.

What you get with a Kick Start Loan:

  • Build your credit
  • When the loan is paid off, the $1,000 is yours
  • You may then be eligible for a VISA credit card*
like icon

Tell your Friends. Get $50! 
You'll both receive $50 when you refer a friend or family member.

Start Referring

money icon

Easy Payment Options
Enroll in Auto Pay and leave the stress of late payments behind.

Set up Payments

bank icon
Checking Accounts
From Free to Go-To with 4.15% APY*, we have a checking option for you.

card icon

Visa Platinum Credit Card
Low rates and 1% cash back on all new purchases

Explore Credit Card

financial plus digital banking phone

Easily manage your loan

Sign up for digital banking in minutes online or at any branch location and download the mobile app to take us wherever you go.

Solutions for every aspect of life

a group of hands piled in the center

At our core is a dedication to the communities we serve.

Community Involvement

financial plus fenton branch

Find your nearest location and stop in to see us!

Our Locations

woman smiling

A loan for your every need, vacation, home improvement, you name it!

Personal Loans

*Once the member has made at least 12 on-time monthly payments, Financial Plus may be willing to lend additional money. The member is invited to apply and must be able to prove income. Rate based on credit score at time of new application. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval. See Credit Union for complete details.