No Payment for 90 Days: FPCU Saginaw Auto Loans
Drive now, pay later! Enjoy no payments for 90 days* on new or used auto loans and cruise through the holiday season payment-free.
Affordable Auto Loans in Saginaw
Financial Plus has proudly provided affordable auto loans to the Saginaw community for over 70 years. Whether you’re buying new, used, or refinancing, we make the process easy—with competitive rates, flexible terms, and local service you can count on.
📍 Visit our Saginaw location conveniently located across from the Fashion Square Mall, or apply online anytime.
More Ways to Save:
Refinance |
Purchase |
Get 1% off your current rate
|
Get 1.00% off your next loan rate
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Submit your auto loan application:
- Apply online by clicking the button below
- Stop into any of our locations and chat with a representative
Why Choose Saginaw's Financial Plus Credit Union?
We make it easy to get car loans from the comfort of your own home with our online application. Once you finance your loan, we keep your convenience a top priority and make it easy for you to manage it with digital banking. We have loan experts located right in Saginaw always available to answer any questions regarding your loan or personal finance goals.
We offer discounted loan rates to our loyal members as a way of thanking you for choosing us. Get 1.00% off your auto loan rate when you enroll in direct deposit and auto pay.^
Plus, we’ve made it easy to start the process from your home as well – check out our auto loans calculator here. Simply plug in your estimated car loan budget, down payment amount, loan term, and estimated interest rate in our convenient auto loan calculator to estimate your monthly payment.
Purchase or Refinance your Auto Loan
Not only do we have options for those in the market for a new vehicle, but we also have refinance options. If you refinance your auto loan with Financial Plus and get a lower rate, you will save money by lowering your payments.
Still have questions about how to get approved for a car loan or our auto loan process? Take a look at our Loan FAQs below.
GAP Insurance
Protection that pays the remaining difference between your vehicle value and balance still owed.
Discounted Loan Rates
Save money on your payment just for being a loyal member.
Tell your Friends. Get $50!
You'll both receive $50 when you refer a friend or family member.
Easy Payment Options
Take care of your bills automatically with recurring or one time payments.
Easily manage your loan
Sign up for digital banking in minutes online or at any branch location and download the mobile app to take us wherever you go.
Solutions for every aspect of life
*Offer to defer payment for up to 90 days is subject to approval. Interest begins to accrue at the time of disbursement and will be amortized over the life of the loan. Restrictions apply. Not valid on current loans. Expires December 31, 2025. See Credit Union for complete details.
**APR = Annual Percentage Rate. Subject to approval based on creditworthiness. Rates may vary based on each individual’s credit history and underwriting factors. The Credit Union will reduce the rate of your existing non-Financial Plus loan by 1% (subject to a minimum rate of 3.99% APR for auto, 4.99% APR for boat, 5.49% APR for RV, and 5.99% APR for motorcycle and powersport loans). Proof of the current rate and terms of the loan to be refinanced is required. Promotion only applicable to secured auto, boat, RV, motorcycle, and powersport loans. Promotion does not apply to existing loans with the Credit Union, purchases or lease buyouts. Rates and terms are subject to change without notice. Cannot be combined with Loyalty Rate Discounts. The Credit Union reserves the right to modify or discontinue this offer at any time without notice. Some restrictions apply. See Credit Union for details.